FICO refers to the Fair Isaac & Co. credit score method. Credit scores are calculated by using models that assign points for various pieces of information which predict how likely someone is to pay their bills. The higher your FICO score, the more likely you will show good credit worthiness on your credit report.
When a mortgage is written with a monthly payment that is less than required to satisfy the note rate, the unpaid interest is deferred by adding to the loan balance.
Thank you for the thorough and professional work you did to ensure a smooth settlement as I just refinanced my home. I was so pleased with your company and your work five years ago when I purchased my home, I knew I wanted to work with you again. In this fast paced world, it is refreshing to work with someone who takes pride in taking care of a client, assuring that everything will be in order. You took the time to explain everything and answer all my questions as well as help me with any surprises that came up. Thank you for your personal attention, for making it so easy and for going the distance with me.
Jeannie C. 2010
Thank you so much for all of your help. We really appreciate all of your hard work. Take care and thanks again.
D. B.
Thank you so much for everything you did.
Your professionalism and caring went above and beyond. I greatly appreciate all your efforts to expedite the closing. It is with your help that I am able to enjoy my new home.
K.
Annamarie Scarselletti of Financial Access, LLC was so patient and kind during our home refinancing in the Spring of 2013. As an easily overwhelmed individual, I was comforted as Annamarie held me together, guided me through sorting paperwork and went the extra mile to meet with us on numerous occasions to sign paperwork. Her obvious dedication to her clients is what brought be back to work with Annamarie after she helped me with my first home mortgage and two subsequent refinances over the past decade. Annamarie is the bees knees!
Jeannie C. 2010
Annamarie, Thank you so much for helping us to get our dream house! We can’t tell you how much we appreciate all the hard work you did! We’ll have to make plans for you to come see our new home.
Brighid and Kieran M. 10/07
Annamarie, Thank you so much for helping us to get our dream house! We can’t tell you how much we appreciate all the hard work you did! We’ll have to make plans for you to come see our new home.
Best Wishes to you and your family!
Brighid and Kieran M. 10/07
We thank you with gratitude for your skilled professional services in securing our new mortgage for our home.
Your services will save us a lot of money and give us peace of mind in the years ahead.
You are a superb credit to your profession.
S. W.
Thanks for all your help Annamarie! Drew and I greatly appreciate all your help with this process and the extra time you took explaining everything to us and making sure we were comfortable with every decision we have had to make.
-Kelly and Andrew Dougherty
Anytime I can pass someone your way, I really am happy to help. You certainly have been a big help to me.
C.P.
You know you can trust a company when your own financial planner uses and suggests it to their own clients! Annamarie Scarseletti of Financial Access, LLC has made the art of re-mortgaging easier than I could ever believe. During the process, I always felt like I was Ms. Scarseletti’s only client, as she constantly kept me informed, always offered sound and fair advice, even emotional support (Thank you for the holiday card last year!). Working with this company has given me a sense of empowerment, believing that there is a company out there who really cares about their customers’ interests, and is willing to put in 110% of their energies to help someone like me own and improve a home on a single income. I have referred Annamarie Scarseletti of Financial Access, LLC to close friends and family, and will most definitely use this company’s services in the future.
E.H. Fleetwood, PA